{"id":1030,"date":"2025-11-04T18:16:32","date_gmt":"2025-11-04T18:16:32","guid":{"rendered":"https:\/\/garadenord.net\/?p=1030"},"modified":"2025-11-04T18:16:32","modified_gmt":"2025-11-04T18:16:32","slug":"bancile-rusesti-blocheaza-transferurile-clientilor-din-cauza-legii-anti-sporire-a-banilor","status":"publish","type":"post","link":"https:\/\/garadenord.net\/?p=1030","title":{"rendered":"B\u0103ncile ruse\u0219ti blocheaz\u0103 transferurile clien\u021bilor din cauza legii anti-sporire a banilor"},"content":{"rendered":"

\"\"<\/p>\n

Bancile din Rusia au \u00eenceput s\u0103 blocheze pe scar\u0103 larg\u0103 transferurile clien\u021bilor \u00eentre conturile proprii din cauza unei noi legi \u00eempotriva sp\u0103l\u0103rii banilor \u0219i "automatiz\u0103rii controlului asupra opera\u021biunilor", a declarat pentru "RIA Novosti" analistul platformei financiare Banki.ru, Eryania Bochkina. Conform acesteia, astfel de bloc\u0103ri se \u00eent\u00e2mpl\u0103 "destul de des" \u0219i cel mai adesea \u00een cazul opera\u021biunilor "suspecte": transferuri de sume mari sau c\u0103tre noi detalii, repetarea frecvent\u0103 a transferurilor, divizarea unor volume mari de fonduri, "influxuri atipice" de la ter\u021bi \u0219i altele.<\/p>\n

\u00cen astfel de scenarii, b\u0103ncile sunt obligate s\u0103 suspende transferul \u0219i s\u0103 verifice legalitatea opera\u021biunii, subliniaz\u0103 Bochkina. "Pentru a nu c\u0103dea sub blocare, nu trebuie s\u0103 diviza\u021bi sume mari \u00een zeci de transferuri mici, s\u0103 recurge\u021bi la opera\u021biuni cu caracter anonim sau s\u0103 transfera\u021bi bani frecvent c\u0103tre persoane necunoscute", explic\u0103 ea, ad\u0103ug\u00e2nd c\u0103 pentru transferurile mari este mai bine s\u0103 se anun\u021be banca \u00een prealabil.<\/p>\n

\u00cen Rusia, \u00eencep\u00e2nd cu 1 iunie, au intrat \u00een vigoare modific\u0103ri la "legea anti-sp\u0103lare" (115-FZ). Potrivit noilor norme, Rosfinmonitoring poate bloca transferurile clien\u021bilor b\u0103ncilor suspecta\u021bi de legalizarea fondurilor ob\u021binute ilegal sau de finan\u021barea extremismului. Aceasta este necesar\u0103 pentru a combate "dropperii", a declarat \u00een martie adjunctul \u0219efului autorit\u0103\u021bii, German Neglyad.<\/p>\n

Dac\u0103 b\u0103ncile \u00eencalc\u0103 cerin\u021bele acestei legi, vor fi obligate s\u0103 pl\u0103teasc\u0103 amenzi sau vor \u00eenfrunta restric\u021bii din partea regulatorului, p\u00e2n\u0103 la anularea licen\u021belor. De asemenea, conducerea se va confrunta cu acuza\u021bii penale \u00een cazul particip\u0103rii dovedite la sp\u0103larea banilor. \u00cen acest context, Bochkina explic\u0103 faptul c\u0103 institu\u021biile de credit \u00ee\u0219i \u00eent\u0103resc procedurile de control asupra opera\u021biunilor clien\u021bilor.<\/p>\n

Dup\u0103 adoptarea modific\u0103rilor la 115-FZ, ru\u0219ii au \u00eenceput s\u0103 se pl\u00e2ng\u0103 de bloc\u0103ri frecvente \u0219i de lung\u0103 durat\u0103 ale cardurilor, raportau anterior "Izvestia". Conform datelor, b\u0103ncile limiteaz\u0103 accesul la conturi timp de c\u00e2teva luni din cauza unor opera\u021biuni pe care le consider\u0103 suspecte, cum ar fi: mai multe transferuri c\u0103tre o singur\u0103 persoan\u0103 la r\u00e2nd, pl\u0103\u021bi prin num\u0103rul de telefon al v\u00e2nz\u0103torului sau transferuri de fonduri c\u0103tre organiza\u021bii caritabile.<\/p>\n","protected":false},"excerpt":{"rendered":"

Bancile din Rusia au \u00eenceput s\u0103 blocheze pe scar\u0103 larg\u0103 transferurile clien\u021bilor \u00eentre conturile proprii din cauza unei noi legi \u00eempotriva sp\u0103l\u0103rii banilor \u0219i "automatiz\u0103rii controlului asupra opera\u021biunilor", a declarat pentru "RIA Novosti" analistul platformei financiare Banki.ru, Eryania Bochkina. Conform acesteia, astfel de bloc\u0103ri se \u00eent\u00e2mpl\u0103 "destul de des" \u0219i cel mai adesea \u00een cazul…<\/p>\n","protected":false},"author":1,"featured_media":1032,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"status","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1030","post","type-post","status-publish","format-status","has-post-thumbnail","hentry","category-politic","post_format-post-format-status"],"jetpack_featured_media_url":"https:\/\/garadenord.net\/wp-content\/uploads\/122443434.jpg","_links":{"self":[{"href":"https:\/\/garadenord.net\/index.php?rest_route=\/wp\/v2\/posts\/1030","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/garadenord.net\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/garadenord.net\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/garadenord.net\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/garadenord.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1030"}],"version-history":[{"count":0,"href":"https:\/\/garadenord.net\/index.php?rest_route=\/wp\/v2\/posts\/1030\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/garadenord.net\/index.php?rest_route=\/wp\/v2\/media\/1032"}],"wp:attachment":[{"href":"https:\/\/garadenord.net\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1030"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/garadenord.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1030"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/garadenord.net\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1030"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}